About Hypotheticals
Last updated: April 29, 2025
Once you have built a client’s Estate Waterfall in Luminary, our hypothetical waterfall functionality allows you to easily simulate the impact of changes that may impact the outcomes of a family’s legacy plan. You are able to…
Transfer assets to new and existing entities, organizations, or individuals
Change the distributions & terms of existing trusts
Model different return and longevity assumptions
all within a simulated environment which doesn’t require making changes to the records of the existing estate plan in Luminary.
Our customers model numerous strategies and scenarios within Luminary, including the following most common use cases:
Reducing estate tax exposure by lifetime gifting (such as funding a SLAT)
Removing cost and uncertainty caused by probate (funding a revocable trust)
Redistributing wealth across desired beneficiaries
Demonstrating the impact of different market outcomes or tax laws
Get started with creating hypotheticals